Monday, October 17, 2016

Insurance Commissioner


“Consumer protection is the most important job of the Insurance Commissioner.”
The role has expanded from simply registering insurance companies doing business in the state to include overall industry regulation, making sure companies meet all their obligations and abide by the financial and legal standards. The agency is responsible for testing, licensing, and oversight of all companies. Any citizen may file a complaint with the Insurance Commissioner and request an investigation via the Consumer Protection Division at 1-800-562-6900. Senior Health Insurance Benefits Advisors (SHIBA) are available for advice statewide. The Insurance Commissioner’s office collects a tax levied on insurance companies, and collects fees from insurance companies to support its work.

They’re a necessary watchdog on a rather sharp industry.


Mike Kreidler, incumbent (since 2000)    D         mike@mikekreidler.com
education: Pacific University  Dr of optometry
served in legislature and senate 16 years, served in US Congress

Accomplishments include:

Strengthening the insurance market, increasing competition and bringing more choices to consumers.
Cut excessive rate increases by insurance companies, saving auto and homeowner consumers over $310 million.
Successfully fought repeated attempts by big out-of-state insurance companies to take away consumer legal protections.
Helped individual consumers recover over $160 million on their insurance policies when payments were delayed or denied.
Protected women by requiring that contraceptives be included in prescription drug coverage.
Brought transparency and regulatory oversight to the individual health insurance market.
Priorities:
~ Continue our work on health care reform.
~ Ensure consumers get a fair deal.
~ Protect the environment.
~ Maintain a healthy business climate.
            Endorsed by FUSE Progressive Voters.

           
Richard Schrock       R         dickschrock@gmail.com
found no campaign website
education: St Martin’s College, political science (degree not mentioned)
Served as director of WA Dept of Commerce under Gov John Spellman.

Statement: Paying too much for insurance? Do you want four more years of the same 16-year policy direction that governs the state agency that regulates insurance companies?

Washington’s health insurance rates are proposed to rise another 19% next year. Richard Schrock, as Washington’s next Insurance Commissioner, will fight unjustified premium increases, hold down deductibles and limit co-pays.

In 2013, highly respected Seattle Children’s Hospital waged a successful legal battle with the Insurance Commissioner’s Office and three major insurers. Children’s, the region’s premier pediatric hospital, took legal action to get their insured child patients covered by Commissioner-approved insurance plans that had excluded Children’s from service provider networks. In 2014, newspapers reported that a whistleblower complaint revealed scandalous conduct within the Office of the Insurance Commissioner involving “major systemic problems”. Our state’s largest newspaper subsequently called for “major reforms” that have not happened.

Obviously, policy changes are long overdue to broaden access to affordable coverage. If elected Commissioner, Richard Schrock will institute reforms that prevent powerful special interests from influencing agency decisions, vigorously enforce consumer protection laws, and mandate expanding healthcare service- provider networks. Future appeals of Commissioner decisions must be fairly and transparently decided by independent, impartial judges.”

            I looked into the accusation of wrongdoing in the Insurance Commissioner’s office, and found that Commissioner Mike Kreidler placed an assistant, the chief presiding officer, on leave, while a whistleblower complaint against him was investigated. The complaint was that this officer had attempted to influence some cases inappropriately. It looks like Kreidler did the right thing by suspending and investigating.

Mike Kreidler has been doing right by the public. I mistrust Schrock.

I’ll be voting for Mike Kreidler.

No comments:

Post a Comment